Insurance Tips : Simple Tips on Insurance

1. List the top five things that are important to you in your health plan.

Maybe certain clinics or hospitals covered by your insurance partner. Or low premiums. Make sure you know what you want before buying insurance.

Insurance Tips : Simple Tips on Insurance

2. Keep in mind that hospitals don't cover all types of insurance, although many people believe they do.

Make sure the reason you go to the hospital is covered in your policy, before you enter the hospital, so you are not surprised by the large amount of bills when you leave the hospital.

3. Take Insurance advantage of the trial period.

Some insurers apply a 100% refund on the policy money you pay if the policy is canceled within a certain period of time after being signed. If you are not satisfied, you can cancel the insurance policy within that period and get your money back.

4. Look for insurance information on the Internet and other sources

Currently there is a lot of information about insurance on the Internet. You can browse the insurance company's website to see their offers, or you can look to other sources you can trust. Whatever you do, make sure that you collect a lot of insurance quotes for you to compare with one another.

5. Bring the comparison of insurance offers to the experts

If you have acquaintances who understand many things about insurance, you can ask them to help you see the disadvantages / advantages of each of these insurance offers.

If it turns out that you do not have a partner who is an expert in insurance, you can contact the insurance company that you get on the Internet and ask their agent to provide an explanation of the products they offer.

It will be more comfortable if you ask a friend for help for this, because you can be honest about your condition without having to be afraid or uncomfortable if you directly deal with an insurance agent.

6. Confirm the insurance offer that you got

After you get a few offers that you feel are best for you, confirm those offers with people you trust. Your colleagues who are experts in insurance or maybe your office colleagues from the HR division can really help you in the decision-making process.

Another way you can try is to ask the insurance quote you got from insurance company A at the agent from insurance company B (cross checking). Vice versa. Insurance, like any business, has a world of its own where information is often not exposed. By asking an insider from the insurance world, you can understand more about what is written on the insurance offer you get.

7. Ask the credibility of your agent and insurance company

A seasoned insurance agent who has experience has more value than an agent who is just getting into the insurance business. However, this becomes less important when faced with an insurance company system that is well developed and running. In the end you are a customer of an insurance company, not a customer of your insurance agent, right?.

Also look for information from the internet or other sources about the insurance company that you will follow. If there is a lot of slanted news about it, you should be suspicious and re-confirm the agent from the company.

8. Follow Insurance with a strong commitment

Once everything is clear, you can take the one insurance company that suits you best. Invite your wife or partner to jointly review the insurance proposal offered and accompany you to sign the proposed proposal. Insurance requires a strong commitment from you to keep following it in a relatively long time span in order to provide maximum benefits for you.

9. Congratulations on having health insurance

Share this post